Book your
finance review.
Find out what's hiding
in your books.
A 30-minute call with a senior TALVIQ advisor. We review your current finance function — close cycle, FTA exposure, audit readiness, and management reporting — and identify exactly where we can shorten your close, reduce your tax exposure, and remove penalty risk. You walk away with a written summary, whether or not you choose to engage us.
A working diagnosis,
not a sales call.
In 30 minutes a senior TALVIQ advisor will work through the four areas below and produce a written summary of what we observed and where the biggest opportunity or exposure sits. The call is run by the same person who would lead your engagement — there is no sales team.
How long it takes to close — and what arrives.
Your typical close cycle, what your management pack contains, who reads it, and whether it lands in time to change decisions. Most SMEs we review are closing in 30–45 days. We'll show you what 3 days looks like.
Where you're at risk of a penalty.
VAT filing posture, corporate tax readiness, ESR scope, transfer pricing for related-party transactions. We'll identify any pending or near-trigger exposure and quantify it against the FTA penalty schedule.
What's leaking that you haven't seen.
Duplicate invoices, off-hours bank transfers, vendor master changes, DSO drift. The ACFE puts undetected leakage at 5–7% of opex in SMEs. We'll tell you which controls are missing.
What's coming that you should price in.
Cash runway, customer concentration, regulatory deadlines, audit timing. A short forward-looking note: what risks rank highest by severity and probability over the next 90 days.
Three quiet failures
of SME finance.
These are the patterns we see in nearly every engagement before we start. None of them is a crisis on its own. Together, they're why year-end audits hurt, FTA notices arrive unannounced, and the management pack never quite matches the bank balance.
Reports that arrive too late to matter.
A management pack that lands on the 28th cannot change a decision made on the 14th.
Audit only under year-end pressure.
The annual audit becomes a reconstruction. Schedules are rebuilt at the worst possible moment.
Fraud and anomaly surface months late.
Duplicate invoices, round-number postings, off-hours transfers — found at year-end, or not at all.
Sources: TALVIQ onboarding diagnostics, 2024–2026. Leakage benchmark per ACFE Report to the Nations.
Eight domains. Nine reports.
One screen.
If you engage us after the review, this is what gets built. A continuous-audit engine across eight domains, feeding nine reports onto a single dashboard. Every figure is drillable to the underlying transaction.
| # | Domain | Tests Performed | Cadence |
|---|---|---|---|
| 01 | Revenue & Receivables | Invoice integrity · cut-off · credit-note pattern · DSO drift | Daily |
| 02 | Cash & Bank | Reconciliation · unauthorised transfer · FX mismatch · idle balance | Daily |
| 03 | Payables & Vendor master | Duplicate invoice · round-number test · vendor change log · 3-way match | Daily |
| 04 | Payroll & HR | Ghost-employee test · off-cycle payment · WPS · end-of-service accrual | Weekly |
| 05 | VAT & Corporate Tax | Output/input recon · FTA filing readiness · CT exposure · ESR scope | Monthly |
| 06 | Inventory & Cost of Sales | Cycle counts · slow-moving stock · margin erosion · costing consistency | Monthly |
| 07 | Related-Party Transactions | Inter-company · transfer-pricing benchmark · ESR substance test | Quarterly |
| 08 | Internal Controls | Segregation of duties · approval thresholds · IT access review | Quarterly |
Frameworks observed: ISA 315 (rev. 2019) · COSO 2013 · IIA Standards · IFRS · FTA · ESR.
| # | Report | Refresh |
|---|---|---|
| 01 | Revenue & gross margin — by segment, SKU, geography | T+0 Live |
| 02 | Cash position & 13-week runway | T+0 Live |
| 03 | VAT & corporate-tax exposure — YTD, FTA-portal ready | T+0 Live |
| 04 | AR aging & DSO — auto credit-hold flag | Daily |
| 05 | AP & vendor concentration — duplicate-tagged | Daily |
| 06 | Compliance calendar — FTA, ESR, CbCR | Daily |
| 07 | Audit findings & remediation — severity-ranked | Daily |
| 08 | Multi-entity consolidation — eliminations, FX translation | Monthly |
| 09 | Budget vs actual variance — with written commentary | Monthly |
Fourteen days
to live.
If you decide to proceed after the review, this is the path from signature to first published number. The 14-day go-live commitment is written into the engagement letter.
FTA penalties.
Twelve ways to pay them.
The FTA does not negotiate. Every item below is a fixed liability under UAE tax law — triggered automatically the moment a return, a payment, or an invoice falls outside the rules. Our engagement guarantee: zero FTA penalties across the term.
All twelve, prevented.
Every item above is a checkpoint in our daily audit engine. We monitor turnover against thresholds, lock filing calendars to a named officer, run invoice-integrity tests as documents post, and reconcile output–input VAT continuously — so the trigger never fires. Engagement guarantee: zero FTA penalties across the term.
F&B Group · 4 entities.
From AED 1.2M year-end adjustments
to AED 40K.
We were brought in by the group CFO in February 2025. Four entities, AED 38m revenue, no consolidated view. Year-end audit adjustments had averaged AED 1.2m the previous three years — mostly cut-off, related-party, and inventory.
The brief was unambiguous: stop the surprises, shorten the close, put the numbers somewhere the CEO could read them without asking. We accepted on a fixed monthly fee with a fourteen-day go-live.
By day fourteen the dashboard was live across all four entities. The first monthly pack at day thirty showed an audit-adjustment provision of AED 0.04m. The group closed FY25 with a three-day close.
"We closed in three days. The auditor's adjustments were the smallest in the group's history."
— Group CFO · F&B Group (anonymised)
Reserve a
30-minute review.
We'll reply within 24 hours to confirm a time. The call is complimentary and there is no obligation. If you'd prefer to write or call directly, the details are on the right.
We'll reply within 24 hours to confirm a time and send a brief calendar invite.